Questions, answered plainly.

Because it’s your own money moving into the account: a contribution, not a return. Mizan keeps them apart. In the example, the eToro account went from USD 57,800.00 to USD 60,000.00 in September — USD 1,600.00 of that was contributions and USD 600.00 was investment change.

In their own currency, with the value in the currency you choose to see amounts in beside it. The exchange rate used and its date are always shown: a published reference rate — for the Omani rial, the Central Bank of Oman’s — or a newer one you enter. A dollar holding is never shown as if it were in your currency.

Any of them. Accounts and investments keep their own currencies, and you choose the currency you see totals in — the Omani rial, the UAE dirham, the US dollar or another — and can switch it at any time. Spending in another currency counts at the rate on its date, and every conversion shows its rate, date and source.

A plan or a month close keeps the currency it was made in, so a month you signed off never changes when you switch what you see.

Mizan never places trades. You can connect eToro read-only, so its balance comes in by itself, or enter an account’s value when you check it; more brokers are planned. Either way the value is shown with its date — an old value is never passed off as live.

No. Mizan organises and explains your own numbers. It never recommends what to buy, sell or hold.